U7Hw~~60_57.JPG)
Image via Wikipedia"The ten categories of unnecessary purchase can be balanced against the ability of Americans to save money or pay off debts.
The “average” American household which has an income of $63,000 spends more than $8,000 on goods and services it does not actually need.
The credit crisis might not have been so bad if all that money had been put into savings accounts between 1989 and 2009, but the period would not have been nearly as fun."
